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Toll Free: 18002743011
gm_ucb@ucblb.orgToll Free: 18002743011
gm_ucb@ucblb.org
Fixed deposit accounts are an excellent means to grow your money over a period of time.Interest rates on fixed deposit schemes are generally higher than the interest on savings accounts. If you invest in fixed deposits, you can get higher returns for the same amount of money in a savings account in the same period of time.
Our bank offers several fixed deposit schemes to choose from, depending on your chosen preferred term period (short-term or long-term). This range of choices makes fixed deposits a convenient option for a range of investors, from salaried employees to self-employed professionals to senior citizens.
As low-risk instruments, fixed deposit investments offer both, security and competitive interest rates on your principal amount.
Interest Rate on Term Deposits w.e.f. 07/07/2025
| Term of Deposit | Normal Rate | Senior Citizen/widows & handicaped (40%) | super senior citizen (80 Years or above) |
|---|---|---|---|
| 07 to 14 days | 3.10% | 3.60% | 3.70% |
| 15 to 29 days | 3.50% | 4.00% | 4.10% |
| 30 to 45 days | 3.75% | 4.25% | 4.35% |
| 46 to 90 days | 5.00% | 5.50% | 5.60% |
| 91 to 180 days | 5.25% | 5.75% | 5.85% |
| 181 to 270 days | 5.90% | 6.40% | 6.50% |
| 271 days to less than 1 year | 6.10% | 6.60% | 6.70% |
| 1 year | 6.40% | 6.90% | 7.00% |
| Above 01 Year to 2 years | 6.45% | 6.95% | 7.05% |
| Above 2 years to 3 years | 6.55% | 7.05% | 7.15% |
| Above 3 years to 5 years | 6.60% | 7.10% | 7.20% |
| Above 5 years to 10 years | 6.75% | 7.25% | 7.35% |
| Saving account | 2.50% | 2.50% | 2.50% |
| Daily Deposit Scheme | 1.00% | 1.00% | 1.00% |
| Single Deposit | 50 Lakh or above 0.25% extra on every slab | 0.75% extra on every alab | 0.85% extra on every slab |
| Specific Deposit Scheme :- | |||
| Urban Plus (15 Months) (SQIC) | 6.45% | 6.95% | 7.05% |
| Pension Plan (Minimum Period 5 years) S. Interest | 6.75% | 7.25% | 7.35% |
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For more details please visit in our Branch or call us | |||
